Bakersfield CA Compare Local Lenders For Mortgage Rates Today

Today's Mortgage Rates California Bakersfield

Affordable payment can help you shop through a variety of lenders, banks, mortgage brokers and providing you custom rates without any of these banks, lenders, brokers. You do not have to give out your personal information to any of these brokers or lenders. Get qualified for the lowest mortgage and right program and excellent support from Affordable payment.

In this Article we shall focus on answering some common queries of Bakersfield CA mortgage borrowers:

How to Refinance with Bad Credit for Bakersfield CA Mortgage Borrower

Can i Refinance with Bad Credit

If your credit is poor the below tips would help you in refinancing:

Most importantly the first thing before you apply for refinancing is to have a copy of your credit report. All three credit bureaus by law are supposed to give you one free copy of the credit every year, So you can call Equifax Experian or Trans union and ask a copy of your Credit report.

Once you get a copy of your report. Any erroneous item you see in there. Call the bureau and have them remove it. Remember if you do not have a hard copy of what you are refuting. Don’t waste your time. It will never be removed.

Make sure you pay all your bills on time. 

Do not apply for several new credits at the same time. It reflects distress.

Make sure you are not maxed out on your credit card limits.

If you can’t control spending habits. Go for secured credit card. With these card you won’t be able to spend any more than what you already have in there.

Have assets on hand. Having liquid asset shows the lender that you do have the ability to repay.

If your own score is not good. See if you can have a co signor on the mortgage. Please note. The co signor is equally responsible for your mortgage just as much as you. 

Call Bakersfield CA mortgage expert below to get you the lowest mortgage rate on your refinance.

For more information visit www.affordable-payment.com or call 323-705-3191 if you are a California Mortgage borrower.

30 yr fixed refi              3.807% APR                 3.775%Rate | At 0 pts

20 yr fixed refi              3.500%APR                  3.500% Rate | At 0 pts

15 yr fixed refi              3.044%APR                  3.000% Rate | At 0 pts

10 yr fixed refi              2.940%APR                  2.875% Rate | At 0 pts

Artical by Roger Shanker